Use the form below to find if this is the law for your municipality. In Florida, as specified in the Federal Real Estate Settlement Procedures Act (RESP), the Federal Trade Commission (FTC) has authority to order your employer or an agent acting on your behalf to withhold tax on past due payment or a change in payment status. See: 't-account/ for more information. In Florida, as specified in the Federal Real Estate Settlement Procedures Act (RESP), the Federal Trade Commission (FTC) has authority to order your employer or an agent acting on your behalf to withhold tax on past due payment or a change in payment status. See: for more information. In Florida, as specified in the Federal Real Estate Settlement Procedures Act (RESP), the Federal Trade Commission (FTC) has authority to order your employer or an agent acting on your behalf to withhold tax on past due payment or a change in payment status. See: for more information. In Florida, as specified in the Federal Real Estate Settlement Procedures Act (RESP), the Federal Trade Commission (FTC) has authority to order your employer or an agent acting on your behalf to withhold tax on past due payment or a change in payment status. See: for more information.